Side-by-side · Q2 2026 data
West Penn P&p Federal Credit Union vs North Penn Federal Credit Union
Credit union
West Penn P&p Federal Credit Union
Beaver, Pennsylvania · Under $100 million in assets
Credit union
North Penn Federal Credit Union
Colmar, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | West Penn P&p Federal Credit Union | North Penn Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 80 (stronger) |
| Capital cushion | 89 (stronger) | 76 |
| Loan quality | 56 | 77 (stronger) |
| Earnings | 65 | 65 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 59th | 65th |
| Total assets | $22.8M | $21.2M |
| Deposits / shares | $19.6M | $18.6M |
| Capital ratio | 13.89% (stronger) | 12.55% |
| Problem loans | 1.31% | 0.68% (stronger) |
| Net charge-offs | 0.43% | 0.39% (stronger) |
| Return on assets | 1.13% (stronger) | 1.12% |
| Loans ÷ deposits | 24.6% (stronger) | 28.8% |
| Uninsured deposits | 0.7% (stronger) | 4.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North Penn Federal Credit Union has the higher TellerScore (80 vs 78). On the 7 directional measures above (where higher or lower is clearly better), West Penn P&p Federal Credit Union leads on 4 and North Penn Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.