Side-by-side · Q2 2026 data
West Valley National Bank vs Aero Federal Credit Union
Metric by metric
| Measure | West Valley National Bank | Aero Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 79 (stronger) |
| Capital cushion | 44 | 70 (stronger) |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 0 | 70 (stronger) |
| Funding & liquidity | 44 | 67 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 14th | 76th |
| Total assets | $74.3M | $364.4M |
| Deposits / shares | $59.4M | $317.8M |
| Capital ratio | 9.36% | 11.97% (stronger) |
| Problem loans | 0.00% (stronger) | 0.11% |
| Net charge-offs | 0.00% (stronger) | 0.30% |
| Return on assets | -1.75% | 1.26% (stronger) |
| Loans ÷ deposits | 109.3% | 93.7% (stronger) |
| Uninsured deposits | 21.2% | 10.2% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.1% |
Aero Federal Credit Union has the higher TellerScore (79 vs 55). On the 7 directional measures above (where higher or lower is clearly better), West Valley National Bank leads on 2 and Aero Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.