Side-by-side · Q2 2026 data
West View Savings Bank vs Citizens Savings Bank
Metric by metric
| Measure | West View Savings Bank | Citizens Savings Bank |
|---|---|---|
| TellerScore | 71 | 78 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 47 (stronger) | 30 |
| Funding & liquidity | 88 (stronger) | 62 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 47th | 72nd |
| Total assets | $365.1M | $359.0M |
| Deposits / shares | $122.3M | $304.0M |
| Capital ratio | 9.36% | 15.12% (stronger) |
| Problem loans | 0.00% (stronger) | 0.27% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.66% (stronger) | 0.24% |
| Loans ÷ deposits | 72.4% (stronger) | 98.1% |
| Uninsured deposits | 4.7% (stronger) | 6.7% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.0% |
Citizens Savings Bank has the higher TellerScore (78 vs 71). On the 7 directional measures above (where higher or lower is clearly better), West View Savings Bank leads on 5 and Citizens Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.