Side-by-side · Q2 2026 data
West View Savings Bank vs Moonlight Federal Credit Union
Credit union
Moonlight Federal Credit Union
Worthington, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | West View Savings Bank | Moonlight Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 94 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 47 | 91 (stronger) |
| Funding & liquidity | 88 (stronger) | 74 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 47th | 95th |
| Total assets | $365.1M | $53.6M |
| Deposits / shares | $122.3M | $44.1M |
| Capital ratio | 9.36% | 17.94% (stronger) |
| Problem loans | 0.00% (stronger) | 0.06% |
| Net charge-offs | 0.00% (stronger) | 0.07% |
| Return on assets | 0.66% | 1.78% (stronger) |
| Loans ÷ deposits | 72.4% (stronger) | 86.5% |
| Uninsured deposits | 4.7% | 0.6% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Moonlight Federal Credit Union has the higher TellerScore (94 vs 71). On the 7 directional measures above (where higher or lower is clearly better), West View Savings Bank leads on 3 and Moonlight Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.