Side-by-side · Q2 2026 data
Westconsin Credit Union vs Westby Co-Op Credit Union
Metric by metric
| Measure | Westconsin Credit Union | Westby Co-Op Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 77 |
| Capital cushion | 80 | 100 (stronger) |
| Loan quality | 79 (stronger) | 52 |
| Earnings | 64 | 69 (stronger) |
| Funding & liquidity | 81 (stronger) | 76 |
| Problem-loan coverage | 93 (stronger) | 87 |
| Peer percentile | 84th | 82nd |
| Total assets | $2.2B | $1.0B |
| Deposits / shares | $1.9B | $842.2M |
| Capital ratio | 12.95% | 15.64% (stronger) |
| Problem loans | 0.64% (stronger) | 1.44% |
| Net charge-offs | 0.22% (stronger) | 0.24% |
| Return on assets | 1.10% | 1.23% (stronger) |
| Loans ÷ deposits | 79.2% (stronger) | 83.8% |
| Uninsured deposits | 5.9% (stronger) | 10.3% |
| Offices | 16 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.4% | 4.0% |
Westconsin Credit Union has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Westconsin Credit Union leads on 5 and Westby Co-Op Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.