Side-by-side · Q2 2026 data
Western National Bank vs Security State Bank of Warroad
Metric by metric
| Measure | Western National Bank | Security State Bank of Warroad |
|---|---|---|
| TellerScore | 55 | 62 (stronger) |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 25 | 48 (stronger) |
| Funding & liquidity | 60 | 100 (stronger) |
| Problem-loan coverage | 52 | 70 (stronger) |
| Peer percentile | 11th | 22nd |
| Total assets | $135.8M | $138.3M |
| Deposits / shares | $108.8M | $119.9M |
| Capital ratio | 8.52% | 16.41% (stronger) |
| Problem loans | 0.00% (stronger) | 4.17% |
| Net charge-offs | 0.04% (stronger) | 0.07% |
| Return on assets | 0.14% | 0.69% (stronger) |
| Loans ÷ deposits | 85.4% | 56.3% (stronger) |
| Uninsured deposits | 28.5% | 14.6% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security State Bank of Warroad has the higher TellerScore (62 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Western National Bank leads on 2 and Security State Bank of Warroad on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.