Side-by-side · Q2 2026 data
Western Vista Federal Credit Union vs Sheridan Community Federal Credit Union
Credit union
Sheridan Community Federal Credit Union
Sheridan, Wyoming · $100 million – $1 billion
Metric by metric
| Measure | Western Vista Federal Credit Union | Sheridan Community Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 65 (stronger) |
| Capital cushion | 43 | 58 (stronger) |
| Loan quality | 77 (stronger) | 53 |
| Earnings | 50 | 82 (stronger) |
| Funding & liquidity | 73 (stronger) | 66 |
| Problem-loan coverage | 89 (stronger) | 78 |
| Peer percentile | 26th | 34th |
| Total assets | $280.8M | $105.0M |
| Deposits / shares | $235.3M | $93.5M |
| Capital ratio | 9.35% | 10.77% (stronger) |
| Problem loans | 0.68% (stronger) | 1.42% |
| Net charge-offs | 0.59% (stronger) | 0.62% |
| Return on assets | 0.75% | 1.56% (stronger) |
| Loans ÷ deposits | 87.7% (stronger) | 94.4% |
| Uninsured deposits | 6.6% (stronger) | 7.7% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sheridan Community Federal Credit Union has the higher TellerScore (65 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Western Vista Federal Credit Union leads on 4 and Sheridan Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.