Side-by-side · Q2 2026 data
Western Vista Federal Credit Union vs Sunlight Federal Credit Union
Metric by metric
| Measure | Western Vista Federal Credit Union | Sunlight Federal Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 31 |
| Capital cushion | 43 | 53 (stronger) |
| Loan quality | 77 (stronger) | 0 |
| Earnings | 50 (stronger) | 0 |
| Funding & liquidity | 73 | 91 (stronger) |
| Problem-loan coverage | 89 (stronger) | 11 |
| Peer percentile | 26th | 0th |
| Total assets | $280.8M | $210.6M |
| Deposits / shares | $235.3M | $189.3M |
| Capital ratio | 9.35% | 10.26% (stronger) |
| Problem loans | 0.68% (stronger) | 7.34% |
| Net charge-offs | 0.59% | 0.45% (stronger) |
| Return on assets | 0.75% (stronger) | -3.24% |
| Loans ÷ deposits | 87.7% | 69.5% (stronger) |
| Uninsured deposits | 6.6% (stronger) | 7.0% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Western Vista Federal Credit Union has the higher TellerScore (62 vs 31). On the 7 directional measures above (where higher or lower is clearly better), Western Vista Federal Credit Union leads on 4 and Sunlight Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.