Side-by-side · Q2 2026 data
Westminster Federal Credit Union vs San Juan Mountains Credit Union
Credit union
Westminster Federal Credit Union
Westminster, Colorado · Under $100 million in assets
Metric by metric
| Measure | Westminster Federal Credit Union | San Juan Mountains Credit Union |
|---|---|---|
| TellerScore | 63 | 78 (stronger) |
| Capital cushion | 47 | 60 (stronger) |
| Loan quality | 63 | 89 (stronger) |
| Earnings | 46 | 70 (stronger) |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 26th | 59th |
| Total assets | $54.6M | $61.3M |
| Deposits / shares | $49.0M | $54.3M |
| Capital ratio | 9.73% | 10.97% (stronger) |
| Problem loans | 1.11% | 0.33% (stronger) |
| Net charge-offs | 0.18% | 0.01% (stronger) |
| Return on assets | 0.66% | 1.25% (stronger) |
| Loans ÷ deposits | 54.0% (stronger) | 66.6% |
| Uninsured deposits | 10.0% | 7.8% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
San Juan Mountains Credit Union has the higher TellerScore (78 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Westminster Federal Credit Union leads on 1 and San Juan Mountains Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.