Side-by-side · Q2 2026 data
Westmoreland Federal Savings and Loan Association vs Farmers Building and Savings Bank
Bank
Westmoreland Federal Savings and Loan Association
Latrobe, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Westmoreland Federal Savings and Loan Association | Farmers Building and Savings Bank |
|---|---|---|
| TellerScore | 72 | 74 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 54 (stronger) | 48 |
| Earnings | 21 | 40 (stronger) |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 50th | 57th |
| Total assets | $166.5M | $122.9M |
| Deposits / shares | $120.9M | $96.4M |
| Capital ratio | 26.92% (stronger) | 20.46% |
| Problem loans | 1.37% (stronger) | 1.57% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.02% | 0.51% (stronger) |
| Loans ÷ deposits | 57.2% (stronger) | 61.4% |
| Uninsured deposits | 3.8% (stronger) | 10.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Farmers Building and Savings Bank has the higher TellerScore (74 vs 72). On the 6 directional measures above (where higher or lower is clearly better), Westmoreland Federal Savings and Loan Association leads on 4 and Farmers Building and Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.