Side-by-side · Q2 2026 data
Westmoreland Federal Savings and Loan Association vs Glass Cap Federal Credit Union
Bank
Westmoreland Federal Savings and Loan Association
Latrobe, Pennsylvania · $100 million – $1 billion
Credit union
Glass Cap Federal Credit Union
Connellsville, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Westmoreland Federal Savings and Loan Association | Glass Cap Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 54 | 75 (stronger) |
| Earnings | 21 | 79 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 50th | 87th |
| Total assets | $166.5M | $45.4M |
| Deposits / shares | $120.9M | $36.9M |
| Capital ratio | 26.92% (stronger) | 18.28% |
| Problem loans | 1.37% | 0.76% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.28% |
| Return on assets | 0.02% | 1.47% (stronger) |
| Loans ÷ deposits | 57.2% | 50.4% (stronger) |
| Uninsured deposits | 3.8% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Glass Cap Federal Credit Union has the higher TellerScore (89 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Westmoreland Federal Savings and Loan Association leads on 2 and Glass Cap Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.