Side-by-side · Q2 2026 data
Westmoreland Water Federal Credit Union vs Dertown School Federal Credit Union
Credit union
Westmoreland Water Federal Credit Union
Greensburg, Pennsylvania · Under $100 million in assets
Credit union
Dertown School Federal Credit Union
Latrobe, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Westmoreland Water Federal Credit Union | Dertown School Federal Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 84 |
| Capital cushion | 100 | 100 |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 89 (stronger) | 50 |
| Funding & liquidity | 100 (stronger) | 58 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 98th | 75th |
| Total assets | $23.5M | $12.3M |
| Deposits / shares | $19.1M | $8.5M |
| Capital ratio | 18.89% | 30.42% (stronger) |
| Problem loans | 0.12% | 0.00% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.71% (stronger) | 0.75% |
| Loans ÷ deposits | 32.6% (stronger) | 102.3% |
| Uninsured deposits | 2.1% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Westmoreland Water Federal Credit Union has the higher TellerScore (97 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Westmoreland Water Federal Credit Union leads on 4 and Dertown School Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.