Side-by-side · Q2 2026 data
Westmoreland Water Federal Credit Union vs Penn Hills Municipal Federal Credit Union
Credit union
Westmoreland Water Federal Credit Union
Greensburg, Pennsylvania · Under $100 million in assets
Credit union
Penn Hills Municipal Federal Credit Union
Pittsburgh, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Westmoreland Water Federal Credit Union | Penn Hills Municipal Federal Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 66 |
| Capital cushion | 100 | 100 |
| Loan quality | 96 (stronger) | 0 |
| Earnings | 89 (stronger) | 60 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 98th | 32nd |
| Total assets | $23.5M | $2.3M |
| Deposits / shares | $19.1M | $1.7M |
| Capital ratio | 18.89% | 27.46% (stronger) |
| Problem loans | 0.12% (stronger) | 4.35% |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.71% (stronger) | 1.00% |
| Loans ÷ deposits | 32.6% (stronger) | 41.2% |
| Uninsured deposits | 2.1% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Westmoreland Water Federal Credit Union has the higher TellerScore (97 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Westmoreland Water Federal Credit Union leads on 5 and Penn Hills Municipal Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.