TellerScore

Penn Hills Municipal Federal Credit Union is a federal credit union headquartered in Pittsburgh, Pennsylvania, in business for about 61 years. At the end of Q2 2026 it reported $2.3M in total assets and $1.7M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Penn Hills Municipal Federal Credit Union scores 66/100, which we describe as moderate. That is higher than only 32% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 199th. Its strongest component is capital cushion (100/100; 27.46%), and its lowest is loan quality (0/100; 4.35%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 27.46%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 4.35%
Earnings60/100
Return on assets (annualized): 1.00%
Funding & liquidity100/100
Loans ÷ shares: 41.2% · 0.0% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.51%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (57 → 66), mostly because the earnings component improved by 38 points.

TellerScore
577797Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202490
Q3 202497
Q4 202482
Q1 202573
Q2 202557
Q3 202564
Q4 202564
Q1 202671
Q2 202666
Net worth ratio
7.00%17.27%27.55%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202421.59%
Q3 202424.90%
Q4 202424.44%
Q1 202526.12%
Q2 202525.68%
Q3 202527.40%
Q4 202527.23%
Q1 202627.55%
Q2 202627.46%
Delinquent loans (60+ days)
0.00%3.03%6.07%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20241.27%
Q1 20253.17%
Q2 20256.07%
Q3 20253.52%
Q4 20253.94%
Q1 20264.19%
Q2 20264.35%
Return on assets
0.05%1.73%3.40%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.99%
Q3 20242.35%
Q4 20241.27%
Q1 20253.40%
Q2 20250.05%
Q3 20250.74%
Q4 20250.72%
Q1 20261.65%
Q2 20261.00%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$2.3M27.46%4.35%1.00%41.2%
Q1 202671$2.3M27.55%4.19%1.65%45.3%
Q4 202564$2.3M27.23%3.94%0.72%51.0%
Q3 202564$2.2M27.40%3.52%0.74%62.6%
Q2 202557$2.3M25.68%6.07%0.05%61.3%
Q1 202573$2.4M26.12%3.17%3.40%67.0%
Q4 202482$2.5M24.44%1.27%1.27%68.5%
Q3 202497$2.5M24.90%0.00%2.35%78.7%
Q2 202490$2.7M21.59%0.00%0.99%74.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio27.46%
92nd
Problem loans4.35%
8th
Net charge-offs0.00%
77th
Return on assets1.00%
68th
Loans to deposits41.2%
77th
Uninsured deposits0.0%
81st
Loan-loss reserves4.39%
95th
Texas ratio4.5%
32nd

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Deposit insurance

Is my money safe at Penn Hills Municipal Federal Credit Union?

Yes. Penn Hills Municipal Federal Credit Union is a federally insured credit union (NCUA charter #16636). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 27.46%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Penn Hills Municipal Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Penn Hills Municipal Federal Credit Union
Type
Federal credit union
NCUA charter #
16636
RSSD ID
826684
Primary regulator
NCUA
Established
1965
Headquarters
102 Duff Rd, Pittsburgh, PA 15235
Employees
2

Quick answers

Penn Hills Municipal Federal Credit Union: common questions

Is Penn Hills Municipal Federal Credit Union NCUA insured?

Yes. Penn Hills Municipal Federal Credit Union is a federally insured credit union (NCUA charter #16636). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Penn Hills Municipal Federal Credit Union's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Penn Hills Municipal Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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