Side-by-side · Q2 2026 data
Westport Federal Credit Union vs Cranston Municipal Employees Credit Union
Credit union
Westport Federal Credit Union
Westport, Massachusetts · Under $100 million in assets
Credit union
Cranston Municipal Employees Credit Union
Cranston, Rhode Island · Under $100 million in assets
Metric by metric
| Measure | Westport Federal Credit Union | Cranston Municipal Employees Credit Union |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 88 | 93 (stronger) |
| Earnings | 69 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 52nd | 52nd |
| Total assets | $82.2M | $79.8M |
| Deposits / shares | $73.9M | $59.5M |
| Capital ratio | 9.94% | 18.53% (stronger) |
| Problem loans | 0.37% | 0.21% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.10% |
| Return on assets | 1.22% (stronger) | -0.67% |
| Loans ÷ deposits | 54.8% (stronger) | 82.6% |
| Uninsured deposits | 4.7% | 2.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Westport Federal Credit Union leads on 3 and Cranston Municipal Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.