Side-by-side · Q2 2026 data
Wheat State Credit Union vs Bell Credit Union
Metric by metric
| Measure | Wheat State Credit Union | Bell Credit Union |
|---|---|---|
| TellerScore | 35 | 45 (stronger) |
| Capital cushion | 36 | 44 (stronger) |
| Loan quality | 32 (stronger) | 3 |
| Earnings | 10 | 59 (stronger) |
| Funding & liquidity | 61 | 89 (stronger) |
| Problem-loan coverage | 55 | 60 (stronger) |
| Peer percentile | 2nd | 5th |
| Total assets | $22.1M | $28.4M |
| Deposits / shares | $19.8M | $25.7M |
| Capital ratio | 8.64% | 9.43% (stronger) |
| Problem loans | 2.04% (stronger) | 2.92% |
| Net charge-offs | 2.30% | 1.23% (stronger) |
| Return on assets | -0.24% | 0.97% (stronger) |
| Loans ÷ deposits | 99.4% | 71.1% (stronger) |
| Uninsured deposits | 3.2% | 1.7% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bell Credit Union has the higher TellerScore (45 vs 35). On the 7 directional measures above (where higher or lower is clearly better), Wheat State Credit Union leads on 1 and Bell Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.