Bell Credit Union is a federally insured state-chartered credit union headquartered in Hutchinson, Kansas, in business for about 88 years. At the end of Q2 2026 it reported $28.4M in total assets and $25.7M in member shares and deposits, with 4 offices.
Based on its Q2 2026 filing, Bell Credit Union scores 45/100, which we describe as below average. That is higher than only 5% of 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Kansas, it ranks 59th. Its strongest component is funding & liquidity (89/100; 71% loans-to-deposits, 2% uninsured), and its lowest is loan quality (3/100; 2.92%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 6 points (51 → 45), mostly because the loan quality component weakened by 21 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 55 |
| Q3 2024 | 44 |
| Q4 2024 | 40 |
| Q1 2025 | 46 |
| Q2 2025 | 51 |
| Q3 2025 | 58 |
| Q4 2025 | 42 |
| Q1 2026 | 42 |
| Q2 2026 | 45 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.48% |
| Q3 2024 | 9.45% |
| Q4 2024 | 9.15% |
| Q1 2025 | 9.14% |
| Q2 2025 | 9.21% |
| Q3 2025 | 9.51% |
| Q4 2025 | 9.31% |
| Q1 2026 | 9.02% |
| Q2 2026 | 9.43% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.80% |
| Q3 2024 | 2.81% |
| Q4 2024 | 2.83% |
| Q1 2025 | 2.62% |
| Q2 2025 | 2.27% |
| Q3 2025 | 1.77% |
| Q4 2025 | 3.08% |
| Q1 2026 | 2.64% |
| Q2 2026 | 2.92% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.06% |
| Q3 2024 | 0.91% |
| Q4 2024 | 0.43% |
| Q1 2025 | 0.92% |
| Q2 2025 | 1.12% |
| Q3 2025 | 1.18% |
| Q4 2025 | 0.77% |
| Q1 2026 | 0.46% |
| Q2 2026 | 0.97% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 45 | $28.4M | 9.43% | 2.92% | 0.97% | 71.1% |
| Q1 2026 | 42 | $28.5M | 9.02% | 2.64% | 0.46% | 70.4% |
| Q4 2025 | 42 | $27.3M | 9.31% | 3.08% | 0.77% | 73.9% |
| Q3 2025 | 58 | $27.0M | 9.51% | 1.77% | 1.18% | 74.4% |
| Q2 2025 | 51 | $26.9M | 9.21% | 2.27% | 1.12% | 73.7% |
| Q1 2025 | 46 | $26.1M | 9.14% | 2.62% | 0.92% | 75.0% |
| Q4 2024 | 40 | $25.5M | 9.15% | 2.83% | 0.43% | 76.0% |
| Q3 2024 | 44 | $25.3M | 9.45% | 2.81% | 0.91% | 77.9% |
| Q2 2024 | 55 | $24.8M | 9.48% | 1.80% | 1.06% | 78.9% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| K.U.M.C. Credit UnionCredit union Shawnee, KS | 95 out of 100, Very strong | $31.4M | 13.8% | 0.04% | vs |
| Reliance Credit UnionCredit union Kansas City, KS | 93 out of 100, Very strong | $25.1M | 16.4% | 0.30% | vs |
| Sunflower Community Federal Credit UnionCredit union Marysville, KS | 37 out of 100, Low | $33.1M | 8.2% | 3.45% | vs |
| U S P L K Employees Federal Credit UnionCredit union Leavenworth, KS | 87 out of 100, Very strong | $34.0M | 13.9% | 0.15% | vs |
| Wheat State Credit UnionCredit union Wichita, KS | 35 out of 100, Low | $22.1M | 8.6% | 2.04% | vs |
| Salina Interparochial Credit UnionCredit union Salina, KS | 57 out of 100, Moderate | $21.8M | 29.0% | 3.62% | vs |
Deposit insurance
Is my money safe at Bell Credit Union?
Yes. Bell Credit Union is a federally insured credit union (NCUA charter #67263). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 1.7% of shares and deposits ($436K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 9.43%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Bell Credit Union lists 4 offices in 2 cities. Most locations:
- Hutchinson, KS (3)
- South Hutchinson, KS (1)
Identity & history
Profile
- Legal name
- Bell Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67263
- RSSD ID
- 170798
- Primary regulator
- State + NCUA
- Established
- 1938
- Headquarters
- 1601 N Lorraine, Hutchinson, KS 67501
- Employees
- 6
Quick answers
Bell Credit Union: common questions
Is Bell Credit Union NCUA insured?
Yes. Bell Credit Union is a federally insured credit union (NCUA charter #67263). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Bell Credit Union's TellerScore?
45 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Bell Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Hutchinson
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Dillon Credit UnionCredit union Hutchinson, KS | 82 out of 100, Strong | $79.8M | 14.0% | 1.11% | vs |
| Union Federal Credit UnionCredit union Farmerville, LA | 80 out of 100, Strong | $611K | 21.2% | 0.00% | vs |
| First Bank KansasBank Salina, KS | 79 out of 100, Strong | $618.5M | 8.8% | 0.04% | vs |
| The First National Bank of HutchinsonBank Hutchinson, KS | 78 out of 100, Strong | $1.2B | 11.5% | 0.33% | vs |
| Commerce BankBank Kansas City, MO | 76 out of 100, Strong | $35.0B | 11.4% | 0.17% | vs |
| Legacy BankBank Colwich, KS | 74 out of 100, Strong | $865.0M | 10.6% | 0.06% | vs |