Side-by-side · Q2 2026 data
Wheelhouse Credit Union vs Cabrillo Credit Union
Metric by metric
| Measure | Wheelhouse Credit Union | Cabrillo Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 59 |
| Capital cushion | 37 | 45 (stronger) |
| Loan quality | 96 (stronger) | 69 |
| Earnings | 72 (stronger) | 38 |
| Funding & liquidity | 67 | 80 (stronger) |
| Problem-loan coverage | 97 (stronger) | 85 |
| Peer percentile | 48th | 19th |
| Total assets | $459.7M | $573.5M |
| Deposits / shares | $409.8M | $511.2M |
| Capital ratio | 8.73% | 9.49% (stronger) |
| Problem loans | 0.13% (stronger) | 0.92% |
| Net charge-offs | 0.16% (stronger) | 0.57% |
| Return on assets | 1.29% (stronger) | 0.46% |
| Loans ÷ deposits | 93.1% | 80.7% (stronger) |
| Uninsured deposits | 9.3% | 5.8% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | — |
Wheelhouse Credit Union has the higher TellerScore (69 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Wheelhouse Credit Union leads on 4 and Cabrillo Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.