Side-by-side · Q2 2026 data
Wheelhouse Credit Union vs San Diego County Credit Union
Credit union
San Diego County Credit Union
San Diego, California · $1 billion – $10 billion
Metric by metric
| Measure | Wheelhouse Credit Union | San Diego County Credit Union |
|---|---|---|
| TellerScore | 69 | 86 (stronger) |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 96 (stronger) | 93 |
| Earnings | 72 (stronger) | 42 |
| Funding & liquidity | 67 | 94 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 48th | 95th |
| Total assets | $459.7M | $9.5B |
| Deposits / shares | $409.8M | $7.8B |
| Capital ratio | 8.73% | 19.82% (stronger) |
| Problem loans | 0.13% (stronger) | 0.20% |
| Net charge-offs | 0.16% | 0.09% (stronger) |
| Return on assets | 1.29% (stronger) | 0.54% |
| Loans ÷ deposits | 93.1% | 65.9% (stronger) |
| Uninsured deposits | 9.3% | 7.4% (stronger) |
| Offices | 5 | 25 |
| CFPB complaints (3 yrs) | — | 189 |
| Complaints per $1B deposits | — | 24.2 |
| Mortgage denial rate (HMDA) | 9.1% | 37.4% |
San Diego County Credit Union has the higher TellerScore (86 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Wheelhouse Credit Union leads on 2 and San Diego County Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.