Side-by-side · Q2 2026 data
Whitefish Credit Union Association vs Park Side Financial Credit Union
Metric by metric
| Measure | Whitefish Credit Union Association | Park Side Financial Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 68 |
| Capital cushion | 77 (stronger) | 44 |
| Loan quality | 95 (stronger) | 93 |
| Earnings | 37 | 47 (stronger) |
| Funding & liquidity | 80 | 83 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 79th | 45th |
| Total assets | $2.1B | $390.4M |
| Deposits / shares | $1.8B | $350.6M |
| Capital ratio | 12.70% (stronger) | 9.37% |
| Problem loans | 0.15% (stronger) | 0.20% |
| Net charge-offs | 0.02% (stronger) | 0.12% |
| Return on assets | 0.43% | 0.67% (stronger) |
| Loans ÷ deposits | 80.0% | 77.3% (stronger) |
| Uninsured deposits | 11.9% | 6.2% (stronger) |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Whitefish Credit Union Association has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Whitefish Credit Union Association leads on 4 and Park Side Financial Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Kalispell, MT
- Columbia Falls, MT
- Whitefish, MT