Side-by-side · Q2 2026 data
Wichita Falls Teachers Federal Credit Union vs Rockdale Federal Credit Union
Credit union
Wichita Falls Teachers Federal Credit Union
Wichita Falls, Texas · $100 million – $1 billion
Metric by metric
| Measure | Wichita Falls Teachers Federal Credit Union | Rockdale Federal Credit Union |
|---|---|---|
| TellerScore | 82 | 85 (stronger) |
| Capital cushion | 74 (stronger) | 67 |
| Loan quality | 90 | 97 (stronger) |
| Earnings | 60 | 77 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 82nd | 87th |
| Total assets | $115.6M | $108.2M |
| Deposits / shares | $102.3M | $96.9M |
| Capital ratio | 12.42% (stronger) | 11.65% |
| Problem loans | 0.31% | 0.08% (stronger) |
| Net charge-offs | 0.54% | 0.01% (stronger) |
| Return on assets | 0.99% | 1.42% (stronger) |
| Loans ÷ deposits | 55.2% (stronger) | 56.5% |
| Uninsured deposits | 6.7% | 4.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Rockdale Federal Credit Union has the higher TellerScore (85 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Wichita Falls Teachers Federal Credit Union leads on 2 and Rockdale Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.