Side-by-side · Q2 2026 data
Wichita Falls Teachers Federal Credit Union vs Texoma Community Credit Union
Credit union
Wichita Falls Teachers Federal Credit Union
Wichita Falls, Texas · $100 million – $1 billion
Metric by metric
| Measure | Wichita Falls Teachers Federal Credit Union | Texoma Community Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 63 |
| Capital cushion | 74 (stronger) | 62 |
| Loan quality | 90 (stronger) | 77 |
| Earnings | 60 (stronger) | 38 |
| Funding & liquidity | 100 (stronger) | 64 |
| Problem-loan coverage | 98 (stronger) | 84 |
| Peer percentile | 82nd | 29th |
| Total assets | $115.6M | $325.5M |
| Deposits / shares | $102.3M | $278.7M |
| Capital ratio | 12.42% (stronger) | 11.22% |
| Problem loans | 0.31% (stronger) | 0.70% |
| Net charge-offs | 0.54% | 0.53% (stronger) |
| Return on assets | 0.99% (stronger) | 0.45% |
| Loans ÷ deposits | 55.2% (stronger) | 96.4% |
| Uninsured deposits | 6.7% | 3.7% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 0.0% |
Wichita Falls Teachers Federal Credit Union has the higher TellerScore (82 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Wichita Falls Teachers Federal Credit Union leads on 5 and Texoma Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.