Side-by-side · Q2 2026 data
Wichita Falls Teachers Federal Credit Union vs Windthorst Federal Credit Union
Credit union
Wichita Falls Teachers Federal Credit Union
Wichita Falls, Texas · $100 million – $1 billion
Metric by metric
| Measure | Wichita Falls Teachers Federal Credit Union | Windthorst Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 73 |
| Capital cushion | 74 (stronger) | 72 |
| Loan quality | 90 (stronger) | 65 |
| Earnings | 60 | 64 (stronger) |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 82nd | 60th |
| Total assets | $115.6M | $103.6M |
| Deposits / shares | $102.3M | $90.8M |
| Capital ratio | 12.42% (stronger) | 12.19% |
| Problem loans | 0.31% (stronger) | 1.04% |
| Net charge-offs | 0.54% | 0.00% (stronger) |
| Return on assets | 0.99% | 1.10% (stronger) |
| Loans ÷ deposits | 55.2% (stronger) | 68.2% |
| Uninsured deposits | 6.7% (stronger) | 19.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 2.6% |
Wichita Falls Teachers Federal Credit Union has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Wichita Falls Teachers Federal Credit Union leads on 5 and Windthorst Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.