Side-by-side · Q2 2026 data
Wichita Federal Credit Union vs Mainstreet Federal Credit Union
Metric by metric
| Measure | Wichita Federal Credit Union | Mainstreet Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 70 (stronger) |
| Capital cushion | 95 (stronger) | 49 |
| Loan quality | 30 | 76 (stronger) |
| Earnings | 41 | 66 (stronger) |
| Funding & liquidity | 73 | 96 (stronger) |
| Problem-loan coverage | 79 | 89 (stronger) |
| Peer percentile | 29th | 51st |
| Total assets | $280.5M | $702.7M |
| Deposits / shares | $237.3M | $640.1M |
| Capital ratio | 14.52% (stronger) | 9.87% |
| Problem loans | 2.11% | 0.71% (stronger) |
| Net charge-offs | 2.19% | 0.51% (stronger) |
| Return on assets | 0.53% | 1.15% (stronger) |
| Loans ÷ deposits | 87.3% | 64.4% (stronger) |
| Uninsured deposits | 3.0% | 2.2% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.1% | 21.5% |
Mainstreet Federal Credit Union has the higher TellerScore (70 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Wichita Federal Credit Union leads on 1 and Mainstreet Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.