Side-by-side · Q2 2026 data
Wichita Federal Credit Union vs Skyward Credit Union
Metric by metric
| Measure | Wichita Federal Credit Union | Skyward Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 60 |
| Capital cushion | 95 (stronger) | 49 |
| Loan quality | 30 | 71 (stronger) |
| Earnings | 41 (stronger) | 25 |
| Funding & liquidity | 73 | 90 (stronger) |
| Problem-loan coverage | 79 | 91 (stronger) |
| Peer percentile | 29th | 21st |
| Total assets | $280.5M | $467.4M |
| Deposits / shares | $237.3M | $316.9M |
| Capital ratio | 14.52% (stronger) | 9.94% |
| Problem loans | 2.11% | 0.86% (stronger) |
| Net charge-offs | 2.19% | 0.54% (stronger) |
| Return on assets | 0.53% (stronger) | 0.12% |
| Loans ÷ deposits | 87.3% | 70.7% (stronger) |
| Uninsured deposits | 3.0% (stronger) | 5.9% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.1% | 43.6% |
Wichita Federal Credit Union has the higher TellerScore (63 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Wichita Federal Credit Union leads on 4 and Skyward Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.