Side-by-side · Q2 2026 data
Wildfire Credit Union vs Lafcu Credit Union
Metric by metric
| Measure | Wildfire Credit Union | Lafcu Credit Union |
|---|---|---|
| TellerScore | 70 | 72 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 80 (stronger) | 59 |
| Earnings | 44 (stronger) | 33 |
| Funding & liquidity | 92 (stronger) | 78 |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 58th | 66th |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $1.1B | $891.8M |
| Capital ratio | 10.95% | 20.67% (stronger) |
| Problem loans | 0.60% (stronger) | 1.24% |
| Net charge-offs | 0.51% (stronger) | 1.00% |
| Return on assets | 0.59% (stronger) | 0.31% |
| Loans ÷ deposits | 68.1% (stronger) | 82.1% |
| Uninsured deposits | 10.9% | 10.3% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | 11.7% |
Lafcu Credit Union has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Wildfire Credit Union leads on 4 and Lafcu Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.