Side-by-side · Q2 2026 data
Wildfire Credit Union vs University of Michigan Credit Union
Credit union
University of Michigan Credit Union
Ann Arbor, Michigan · $1 billion – $10 billion
Metric by metric
| Measure | Wildfire Credit Union | University of Michigan Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 61 |
| Capital cushion | 60 | 61 (stronger) |
| Loan quality | 80 (stronger) | 73 |
| Earnings | 44 (stronger) | 36 |
| Funding & liquidity | 92 (stronger) | 57 |
| Problem-loan coverage | 93 (stronger) | 88 |
| Peer percentile | 58th | 27th |
| Total assets | $1.2B | $1.5B |
| Deposits / shares | $1.1B | $1.1B |
| Capital ratio | 10.95% | 11.08% (stronger) |
| Problem loans | 0.60% (stronger) | 0.82% |
| Net charge-offs | 0.51% (stronger) | 0.62% |
| Return on assets | 0.59% (stronger) | 0.41% |
| Loans ÷ deposits | 68.1% (stronger) | 103.3% |
| Uninsured deposits | 10.9% | 10.6% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | 7.1% |
Wildfire Credit Union has the higher TellerScore (70 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Wildfire Credit Union leads on 5 and University of Michigan Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.