Side-by-side · Q2 2026 data
Williamson County Catholic Credit Union vs Mercer Credit Union
Credit union
Williamson County Catholic Credit Union
Herrin, Illinois · Under $100 million in assets
Metric by metric
| Measure | Williamson County Catholic Credit Union | Mercer Credit Union |
|---|---|---|
| TellerScore | 67 | 68 (stronger) |
| Capital cushion | 38 | 99 (stronger) |
| Loan quality | 100 (stronger) | 46 |
| Earnings | 43 (stronger) | 33 |
| Funding & liquidity | 82 (stronger) | 80 |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 34th | 36th |
| Total assets | $2.8M | $2.6M |
| Deposits / shares | $2.6M | $2.2M |
| Capital ratio | 8.76% | 14.90% (stronger) |
| Problem loans | 0.00% (stronger) | 1.61% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.58% (stronger) | 0.32% |
| Loans ÷ deposits | 78.4% (stronger) | 80.5% |
| Uninsured deposits | 0.6% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mercer Credit Union has the higher TellerScore (68 vs 67). On the 6 directional measures above (where higher or lower is clearly better), Williamson County Catholic Credit Union leads on 3 and Mercer Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.