Side-by-side · Q2 2026 data
Windthorst Federal Credit Union vs Members Credit Union
Metric by metric
| Measure | Windthorst Federal Credit Union | Members Credit Union |
|---|---|---|
| TellerScore | 73 | 74 (stronger) |
| Capital cushion | 72 (stronger) | 63 |
| Loan quality | 65 | 77 (stronger) |
| Earnings | 64 (stronger) | 58 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 60th | 63rd |
| Total assets | $103.6M | $117.5M |
| Deposits / shares | $90.8M | $105.9M |
| Capital ratio | 12.19% (stronger) | 11.27% |
| Problem loans | 1.04% | 0.68% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.50% |
| Return on assets | 1.10% (stronger) | 0.95% |
| Loans ÷ deposits | 68.2% | 54.7% (stronger) |
| Uninsured deposits | 19.5% | 11.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.6% | — |
Members Credit Union has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Windthorst Federal Credit Union leads on 3 and Members Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.