Side-by-side · Q2 2026 data
Windthorst Federal Credit Union vs Prestige Community Credit Union
Metric by metric
| Measure | Windthorst Federal Credit Union | Prestige Community Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 58 |
| Capital cushion | 72 (stronger) | 39 |
| Loan quality | 65 | 73 (stronger) |
| Earnings | 64 (stronger) | 42 |
| Funding & liquidity | 87 (stronger) | 74 |
| Problem-loan coverage | 90 (stronger) | 86 |
| Peer percentile | 60th | 16th |
| Total assets | $103.6M | $118.8M |
| Deposits / shares | $90.8M | $106.5M |
| Capital ratio | 12.19% (stronger) | 8.90% |
| Problem loans | 1.04% | 0.81% (stronger) |
| Net charge-offs | 0.00% (stronger) | 1.12% |
| Return on assets | 1.10% (stronger) | 0.54% |
| Loans ÷ deposits | 68.2% (stronger) | 86.6% |
| Uninsured deposits | 19.5% | 13.3% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.6% | — |
Windthorst Federal Credit Union has the higher TellerScore (73 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Windthorst Federal Credit Union leads on 5 and Prestige Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.