Side-by-side · Q2 2026 data
Winnebago Community Credit Union vs Fond Du Lac Credit Union
Credit union
Winnebago Community Credit Union
Oshkosh, Wisconsin · $100 million – $1 billion
Credit union
Fond Du Lac Credit Union
Fond du Lac, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Winnebago Community Credit Union | Fond Du Lac Credit Union |
|---|---|---|
| TellerScore | 85 | 87 (stronger) |
| Capital cushion | 88 (stronger) | 86 |
| Loan quality | 96 (stronger) | 88 |
| Earnings | 63 | 75 (stronger) |
| Funding & liquidity | 78 | 98 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 87th | 83rd |
| Total assets | $176.1M | $84.9M |
| Deposits / shares | $150.8M | $72.7M |
| Capital ratio | 13.75% (stronger) | 13.62% |
| Problem loans | 0.13% (stronger) | 0.35% |
| Net charge-offs | 0.09% (stronger) | 0.21% |
| Return on assets | 1.06% | 1.37% (stronger) |
| Loans ÷ deposits | 81.9% | 62.4% (stronger) |
| Uninsured deposits | 9.1% | 3.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.3% |
Fond Du Lac Credit Union has the higher TellerScore (87 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Winnebago Community Credit Union leads on 3 and Fond Du Lac Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.