Side-by-side · Q2 2026 data
Winnebago Community Credit Union vs Verve, a Credit Union
Credit union
Winnebago Community Credit Union
Oshkosh, Wisconsin · $100 million – $1 billion
Metric by metric
| Measure | Winnebago Community Credit Union | Verve, a Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 65 |
| Capital cushion | 88 (stronger) | 48 |
| Loan quality | 96 (stronger) | 87 |
| Earnings | 63 (stronger) | 40 |
| Funding & liquidity | 78 (stronger) | 75 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 87th | 41st |
| Total assets | $176.1M | $1.6B |
| Deposits / shares | $150.8M | $1.4B |
| Capital ratio | 13.75% (stronger) | 9.84% |
| Problem loans | 0.13% (stronger) | 0.38% |
| Net charge-offs | 0.09% (stronger) | 0.42% |
| Return on assets | 1.06% (stronger) | 0.51% |
| Loans ÷ deposits | 81.9% (stronger) | 84.9% |
| Uninsured deposits | 9.1% (stronger) | 12.6% |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.2% |
Winnebago Community Credit Union has the higher TellerScore (85 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Winnebago Community Credit Union leads on 7 and Verve, a Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.