Side-by-side · Q2 2026 data
Wolf River Community Bank vs Winnebago Community Credit Union
Credit union
Winnebago Community Credit Union
Oshkosh, Wisconsin · $100 million – $1 billion
Metric by metric
| Measure | Wolf River Community Bank | Winnebago Community Credit Union |
|---|---|---|
| TellerScore | 81 | 85 (stronger) |
| Capital cushion | 74 | 88 (stronger) |
| Loan quality | 98 (stronger) | 96 |
| Earnings | 94 (stronger) | 63 |
| Funding & liquidity | 40 | 78 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 80th | 87th |
| Total assets | $385.8M | $176.1M |
| Deposits / shares | $297.6M | $150.8M |
| Capital ratio | 12.42% | 13.75% (stronger) |
| Problem loans | 0.05% (stronger) | 0.13% |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 1.85% (stronger) | 1.06% |
| Loans ÷ deposits | 105.4% | 81.9% (stronger) |
| Uninsured deposits | 28.3% | 9.1% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.5% | — |
Winnebago Community Credit Union has the higher TellerScore (85 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Wolf River Community Bank leads on 3 and Winnebago Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.