Side-by-side · Q2 2026 data
Woodforest National Bank vs Covington Schools Federal Credit Union
Credit union
Covington Schools Federal Credit Union
Andalusia, Alabama · Under $100 million in assets
Metric by metric
| Measure | Woodforest National Bank | Covington Schools Federal Credit Union |
|---|---|---|
| TellerScore | 60 (stronger) | 54 |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 36 (stronger) | 0 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 73 | 85 (stronger) |
| Peer percentile | 21st | 13th |
| Total assets | $9.0B | $22.4M |
| Deposits / shares | $8.1B | $15.2M |
| Capital ratio | 9.35% | 31.62% (stronger) |
| Problem loans | 1.93% (stronger) | 6.12% |
| Net charge-offs | 0.26% | 0.00% (stronger) |
| Return on assets | 2.05% (stronger) | -7.81% |
| Loans ÷ deposits | 71.2% | 52.5% (stronger) |
| Uninsured deposits | 28.3% | 0.0% (stronger) |
| Offices | 739 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Woodforest National Bank has the higher TellerScore (60 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Woodforest National Bank leads on 3 and Covington Schools Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.