Side-by-side · Q2 2026 data
Woodforest National Bank vs Texstar Federal Credit Union
Metric by metric
| Measure | Woodforest National Bank | Texstar Federal Credit Union |
|---|---|---|
| TellerScore | 60 (stronger) | 53 |
| Capital cushion | 43 | 86 (stronger) |
| Loan quality | 36 (stronger) | 0 |
| Earnings | 100 (stronger) | 18 |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 73 | 84 (stronger) |
| Peer percentile | 21st | 12th |
| Total assets | $9.0B | $20.0M |
| Deposits / shares | $8.1B | $17.2M |
| Capital ratio | 9.35% | 13.59% (stronger) |
| Problem loans | 1.93% (stronger) | 3.86% |
| Net charge-offs | 0.26% | 0.09% (stronger) |
| Return on assets | 2.05% (stronger) | -0.04% |
| Loans ÷ deposits | 71.2% | 30.9% (stronger) |
| Uninsured deposits | 28.3% | 4.0% (stronger) |
| Offices | 739 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Woodforest National Bank has the higher TellerScore (60 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Woodforest National Bank leads on 3 and Texstar Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.