Side-by-side · Q2 2026 data
Woodland Bank vs Deer River Cooperative
Metric by metric
| Measure | Woodland Bank | Deer River Cooperative |
|---|---|---|
| TellerScore | 52 | 71 (stronger) |
| Capital cushion | 36 | 55 (stronger) |
| Loan quality | 49 | 97 (stronger) |
| Earnings | 60 (stronger) | 52 |
| Funding & liquidity | 62 | 68 (stronger) |
| Problem-loan coverage | 74 | 99 (stronger) |
| Peer percentile | 8th | 42nd |
| Total assets | $177.5M | $31.4M |
| Deposits / shares | $152.0M | $28.1M |
| Capital ratio | 8.62% | 10.53% (stronger) |
| Problem loans | 1.53% | 0.08% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.01% (stronger) | 0.81% |
| Loans ÷ deposits | 89.2% (stronger) | 91.8% |
| Uninsured deposits | 23.0% | 2.1% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Deer River Cooperative has the higher TellerScore (71 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Woodland Bank leads on 2 and Deer River Cooperative on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Deer River, MN