Side-by-side · Q2 2026 data
Woodsfield Savings Bank vs Adelphi Bank
Metric by metric
| Measure | Woodsfield Savings Bank | Adelphi Bank |
|---|---|---|
| TellerScore | 61 | 80 (stronger) |
| Capital cushion | 36 | 100 (stronger) |
| Loan quality | 69 | 100 (stronger) |
| Earnings | 64 (stronger) | 25 |
| Funding & liquidity | 82 (stronger) | 64 |
| Problem-loan coverage | 83 | 100 (stronger) |
| Peer percentile | 20th | 77th |
| Total assets | $123.3M | $124.5M |
| Deposits / shares | $112.7M | $104.2M |
| Capital ratio | 8.61% | 15.82% (stronger) |
| Problem loans | 0.92% | 0.00% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.10% (stronger) | 0.13% |
| Loans ÷ deposits | 78.5% (stronger) | 93.2% |
| Uninsured deposits | 10.4% (stronger) | 18.3% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Adelphi Bank has the higher TellerScore (80 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Woodsfield Savings Bank leads on 3 and Adelphi Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.