Side-by-side · Q2 2026 data
Worthington Bank vs Ben E Keith Company Employees Federal Credit Union
Credit union
Ben E Keith Company Employees Federal Credit Union
Fort Worth, Texas · Under $100 million in assets
Metric by metric
| Measure | Worthington Bank | Ben E Keith Company Employees Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 89 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 95 (stronger) | 64 |
| Earnings | 67 | 91 (stronger) |
| Funding & liquidity | 45 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 34th | 87th |
| Total assets | $655.4M | $11.9M |
| Deposits / shares | $589.4M | $9.4M |
| Capital ratio | 9.31% | 20.86% (stronger) |
| Problem loans | 0.16% (stronger) | 1.07% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.16% | 1.78% (stronger) |
| Loans ÷ deposits | 83.3% | 47.8% (stronger) |
| Uninsured deposits | 43.9% | 1.5% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | — |
Ben E Keith Company Employees Federal Credit Union has the higher TellerScore (89 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Worthington Bank leads on 1 and Ben E Keith Company Employees Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.