Side-by-side · Q2 2026 data
Wymar Federal Credit Union vs Xplore Federal Credit Union
Metric by metric
| Measure | Wymar Federal Credit Union | Xplore Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 70 |
| Loan quality | 60 | 87 (stronger) |
| Earnings | 70 (stronger) | 23 |
| Funding & liquidity | 81 (stronger) | 71 |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 78th | 41st |
| Total assets | $165.4M | $147.1M |
| Deposits / shares | $139.8M | $117.7M |
| Capital ratio | 16.47% (stronger) | 11.99% |
| Problem loans | 1.20% | 0.38% (stronger) |
| Net charge-offs | 0.14% (stronger) | 0.29% |
| Return on assets | 1.25% (stronger) | 0.08% |
| Loans ÷ deposits | 78.9% (stronger) | 89.0% |
| Uninsured deposits | 13.1% | 4.7% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.8% | 21.1% |
Wymar Federal Credit Union has the higher TellerScore (80 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Wymar Federal Credit Union leads on 5 and Xplore Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.