Side-by-side · Q2 2026 data
Xplore Federal Credit Union vs Ascension Credit Union
Metric by metric
| Measure | Xplore Federal Credit Union | Ascension Credit Union |
|---|---|---|
| TellerScore | 67 | 68 (stronger) |
| Capital cushion | 70 (stronger) | 62 |
| Loan quality | 87 | 88 (stronger) |
| Earnings | 23 | 35 (stronger) |
| Funding & liquidity | 71 | 73 (stronger) |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 41st | 45th |
| Total assets | $147.1M | $108.1M |
| Deposits / shares | $117.7M | $95.3M |
| Capital ratio | 11.99% (stronger) | 11.23% |
| Problem loans | 0.38% | 0.35% (stronger) |
| Net charge-offs | 0.29% | 0.24% (stronger) |
| Return on assets | 0.08% | 0.37% (stronger) |
| Loans ÷ deposits | 89.0% | 87.6% (stronger) |
| Uninsured deposits | 4.7% | 1.8% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.1% | — |
Ascension Credit Union has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Xplore Federal Credit Union leads on 1 and Ascension Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.