Side-by-side · Q2 2026 data
Xplore Federal Credit Union vs Southwest Louisiana Credit Union
Credit union
Southwest Louisiana Credit Union
Lake Charles, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Xplore Federal Credit Union | Southwest Louisiana Credit Union |
|---|---|---|
| TellerScore | 67 | 70 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 87 (stronger) | 52 |
| Earnings | 23 | 45 (stronger) |
| Funding & liquidity | 71 (stronger) | 63 |
| Problem-loan coverage | 94 (stronger) | 84 |
| Peer percentile | 41st | 51st |
| Total assets | $147.1M | $182.6M |
| Deposits / shares | $117.7M | $154.4M |
| Capital ratio | 11.99% | 15.84% (stronger) |
| Problem loans | 0.38% (stronger) | 1.45% |
| Net charge-offs | 0.29% (stronger) | 0.81% |
| Return on assets | 0.08% | 0.61% (stronger) |
| Loans ÷ deposits | 89.0% (stronger) | 97.5% |
| Uninsured deposits | 4.7% | 3.3% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.1% | 24.5% |
Southwest Louisiana Credit Union has the higher TellerScore (70 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Xplore Federal Credit Union leads on 3 and Southwest Louisiana Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.