Side-by-side · Q2 2026 data
Ynb vs The Idabel National Bank
Metric by metric
| Measure | Ynb | The Idabel National Bank |
|---|---|---|
| TellerScore | 60 (stronger) | 52 |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 87 (stronger) | 0 |
| Earnings | 42 | 57 (stronger) |
| Funding & liquidity | 77 (stronger) | 49 |
| Problem-loan coverage | 81 (stronger) | 35 |
| Peer percentile | 19th | 8th |
| Total assets | $261.4M | $242.3M |
| Deposits / shares | $232.5M | $201.7M |
| Capital ratio | 8.45% | 16.18% (stronger) |
| Problem loans | 0.39% (stronger) | 8.39% |
| Net charge-offs | 0.05% (stronger) | 0.45% |
| Return on assets | 0.55% | 0.92% (stronger) |
| Loans ÷ deposits | 62.2% (stronger) | 74.8% |
| Uninsured deposits | 33.8% (stronger) | 47.9% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | — |
Ynb has the higher TellerScore (60 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Ynb leads on 5 and The Idabel National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.