Side-by-side · Q2 2026 data
Yoakum Bank vs Crossroads Bank
Metric by metric
| Measure | Yoakum Bank | Crossroads Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 67 |
| Capital cushion | 44 | 66 (stronger) |
| Loan quality | 94 (stronger) | 24 |
| Earnings | 73 | 100 (stronger) |
| Funding & liquidity | 81 | 92 (stronger) |
| Problem-loan coverage | 98 (stronger) | 71 |
| Peer percentile | 53rd | 34th |
| Total assets | $385.8M | $380.7M |
| Deposits / shares | $350.4M | $345.4M |
| Capital ratio | 9.43% | 11.64% (stronger) |
| Problem loans | 0.19% (stronger) | 2.29% |
| Net charge-offs | 0.01% (stronger) | 0.18% |
| Return on assets | 1.31% | 2.56% (stronger) |
| Loans ÷ deposits | 63.4% | 60.9% (stronger) |
| Uninsured deposits | 29.3% | 21.2% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | 8.8% |
Yoakum Bank has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Yoakum Bank leads on 3 and Crossroads Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Yoakum, TX