Side-by-side · Q2 2026 data
Yoakum Bank vs Farmers State Bank
Metric by metric
| Measure | Yoakum Bank | Farmers State Bank |
|---|---|---|
| TellerScore | 73 | 89 (stronger) |
| Capital cushion | 44 | 94 (stronger) |
| Loan quality | 94 (stronger) | 80 |
| Earnings | 73 | 100 (stronger) |
| Funding & liquidity | 81 (stronger) | 79 |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 53rd | 94th |
| Total assets | $385.8M | $391.5M |
| Deposits / shares | $350.4M | $335.0M |
| Capital ratio | 9.43% | 14.41% (stronger) |
| Problem loans | 0.19% (stronger) | 0.59% |
| Net charge-offs | 0.01% | -0.09% (stronger) |
| Return on assets | 1.31% | 2.05% (stronger) |
| Loans ÷ deposits | 63.4% (stronger) | 68.0% |
| Uninsured deposits | 29.3% | 26.9% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | — |
Farmers State Bank has the higher TellerScore (89 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Yoakum Bank leads on 2 and Farmers State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.