Side-by-side · Q2 2026 data
Yoakum Bank vs Lamar National Bank
Metric by metric
| Measure | Yoakum Bank | Lamar National Bank |
|---|---|---|
| TellerScore | 73 | 73 |
| Capital cushion | 44 | 56 (stronger) |
| Loan quality | 94 | 95 (stronger) |
| Earnings | 73 (stronger) | 49 |
| Funding & liquidity | 81 | 90 (stronger) |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 53rd | 53rd |
| Total assets | $385.8M | $375.9M |
| Deposits / shares | $350.4M | $335.9M |
| Capital ratio | 9.43% | 10.64% (stronger) |
| Problem loans | 0.19% | 0.15% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.05% |
| Return on assets | 1.31% (stronger) | 0.73% |
| Loans ÷ deposits | 63.4% (stronger) | 64.9% |
| Uninsured deposits | 29.3% | 19.5% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | 21.2% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Yoakum Bank leads on 3 and Lamar National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.