Side-by-side · Q2 2026 data
Yoakum Bank vs Peoples State Bank of Hallettsville
Metric by metric
| Measure | Yoakum Bank | Peoples State Bank of Hallettsville |
|---|---|---|
| TellerScore | 73 | 73 |
| Capital cushion | 44 | 51 (stronger) |
| Loan quality | 94 | 94 |
| Earnings | 73 (stronger) | 59 |
| Funding & liquidity | 81 | 81 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 53rd | 53rd |
| Total assets | $385.8M | $395.6M |
| Deposits / shares | $350.4M | $359.1M |
| Capital ratio | 9.43% | 10.11% (stronger) |
| Problem loans | 0.19% | 0.18% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.31% (stronger) | 0.98% |
| Loans ÷ deposits | 63.4% | 45.0% (stronger) |
| Uninsured deposits | 29.3% (stronger) | 32.8% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Yoakum Bank leads on 2 and Peoples State Bank of Hallettsville on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.