Side-by-side · Q2 2026 data
Yoakum Bank vs Prosperity Bank
Metric by metric
| Measure | Yoakum Bank | Prosperity Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 71 |
| Capital cushion | 44 | 56 (stronger) |
| Loan quality | 94 (stronger) | 84 |
| Earnings | 73 | 75 (stronger) |
| Funding & liquidity | 81 (stronger) | 54 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 53rd | 76th |
| Total assets | $385.8M | $43.9B |
| Deposits / shares | $350.4M | $32.9B |
| Capital ratio | 9.43% | 10.64% (stronger) |
| Problem loans | 0.19% (stronger) | 0.48% |
| Net charge-offs | 0.01% (stronger) | 0.35% |
| Return on assets | 1.31% | 1.37% (stronger) |
| Loans ÷ deposits | 63.4% (stronger) | 74.8% |
| Uninsured deposits | 29.3% (stronger) | 42.7% |
| Offices | 5 | 373 |
| CFPB complaints (3 yrs) | — | 117 |
| Complaints per $1B deposits | — | 3.6 |
| Mortgage denial rate (HMDA) | 20.0% | 31.5% |
Yoakum Bank has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Yoakum Bank leads on 5 and Prosperity Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Katy, TX
- Odessa, TX
- Edna, TX
- Yoakum, TX