Side-by-side · Q2 2026 data
Yoakum Bank vs The MINT National Bank
Metric by metric
| Measure | Yoakum Bank | The MINT National Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 61 |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 94 (stronger) | 7 |
| Earnings | 73 | 78 (stronger) |
| Funding & liquidity | 81 (stronger) | 52 |
| Problem-loan coverage | 98 (stronger) | 57 |
| Peer percentile | 53rd | 20th |
| Total assets | $385.8M | $388.9M |
| Deposits / shares | $350.4M | $306.5M |
| Capital ratio | 9.43% | 18.35% (stronger) |
| Problem loans | 0.19% (stronger) | 2.78% |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 1.31% | 1.44% (stronger) |
| Loans ÷ deposits | 63.4% (stronger) | 100.8% |
| Uninsured deposits | 29.3% | 21.8% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | — |
Yoakum Bank has the higher TellerScore (73 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Yoakum Bank leads on 3 and The MINT National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.