Side-by-side · Q2 2026 data
Yonkers Teachers Federal Credit Union vs Hudson Valley Federal Credit Union
Credit union
Yonkers Teachers Federal Credit Union
Yonkers, New York · Under $100 million in assets
Credit union
Hudson Valley Federal Credit Union
Poughkeepsie, New York · $1 billion – $10 billion
Metric by metric
| Measure | Yonkers Teachers Federal Credit Union | Hudson Valley Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 60 | 80 (stronger) |
| Earnings | 27 (stronger) | 25 |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 52nd | 41st |
| Total assets | $57.4M | $8.1B |
| Deposits / shares | $48.7M | $7.2B |
| Capital ratio | 15.03% (stronger) | 10.56% |
| Problem loans | 1.19% | 0.60% (stronger) |
| Net charge-offs | 1.59% | 0.55% (stronger) |
| Return on assets | 0.19% (stronger) | 0.14% |
| Loans ÷ deposits | 4.9% (stronger) | 70.1% |
| Uninsured deposits | 5.7% (stronger) | 9.4% |
| Offices | 3 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Yonkers Teachers Federal Credit Union has the higher TellerScore (75 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Yonkers Teachers Federal Credit Union leads on 5 and Hudson Valley Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.