Side-by-side · Q2 2026 data
Your Legacy Federal Credit Union vs Champion Credit Union
Metric by metric
| Measure | Your Legacy Federal Credit Union | Champion Credit Union |
|---|---|---|
| TellerScore | 64 | 73 (stronger) |
| Capital cushion | 52 | 66 (stronger) |
| Loan quality | 65 | 70 (stronger) |
| Earnings | 43 | 54 (stronger) |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 28th | 47th |
| Total assets | $79.1M | $74.1M |
| Deposits / shares | $72.4M | $65.2M |
| Capital ratio | 10.21% | 11.58% (stronger) |
| Problem loans | 1.06% | 0.89% (stronger) |
| Net charge-offs | 1.89% | -0.05% (stronger) |
| Return on assets | 0.58% | 0.85% (stronger) |
| Loans ÷ deposits | 62.0% | 38.6% (stronger) |
| Uninsured deposits | 5.0% | 2.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Champion Credit Union has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Your Legacy Federal Credit Union leads on 0 and Champion Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.